MANP established the Nonprofits First Employers Coalition in 1997 to develop essential employee programs and services that address the unique concerns of nonprofit employers in Maine and to save nonprofits time and money. Our endorsed vendors, Healey & Associates and Unemployment Services Trust (UST)are part of this coalition and were selected through a competitive bidding process. Through our endorsed provider relationship these organizations are marketed exclusively in their industry.
These programs currently include:
Health
Insurance & Related Employee Benefits
Members receive access to comprehensive health and benefit
programs through MANP's affiliation with Healey & Associates,
a premier employee benefits and financial services broker that
specializes in the nonprofit sector. Through this program, the
experts at Healey work for your organization at no charge to
find health and benefit offerings that meet your needs and budget.
What Products & Services are offered?
- Medical and Dental Coverage
- Short & Long Term Disability
- Fully and Partially Self-Insured Health Coverage Options
- Life & Additional Death & Dismemberment Coverage
- Long Term Care Insurance
- Critical Illness Insurance
- Whole Life Insurance
- Employee Enrollment and Education
Please contact
Melissa Aguirre for further information on this program.
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Retirement
Planning Services
Healey & Associates offers member nonprofit employers
customized plan design and asset management services to assist
you in developing a retirement program strategy for your employees
that maximizes long-term plan benefits but minimizes the costs
of creating your own program.
Plan Evaluation & Design
Healey & Associates will work with you around your employees'
retirement plan goals and objectives and provide recommendations
and solutions to create a retirement plan that meets your organization's
precise needs. A retirement program which includes a match of
employee contributions doesn't cost your organization money
or time to administer and is a significant benefit for your
employees.
If your organization currently sponsors a retirement plan,
Healey experts can perform a thorough evaluation of your existing
plan free of charge. If warranted, Healey will propose recommendations
in the following areas:
- Plan Design
- Plan Administration
- Investment Options
- Participant Communication and Education
For more information
Please contact
Joshua Chase, Retirement Planning Division, Healey &
Associates
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Commercial
Liability Insurance
Through this program Healey & Associates
provides MANP members with access to brokers who understand
the unique nature of the nonprofit community and who will work
with your organization to obtain necessary coverage at the most
affordable prices. Healey and its broker partners work for you
in researching and identifying the best options available for
your nonprofit organization.
Contact
Melissa Aguirre to learn more about this MANP program that
includes the following services:
- Analysis of your organization’s risk factors
- Recommendations for type and level of coverage for your
organization
- Competitive rates on Directors & Officers Liability
and Commercial & Property Liability Insurance
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Unemployment Insurance
The
Unemployment Services Trust (UST) is an unemployment cost savings
program that is owned and directed by its nationwide membership
of more than 2,100 nonprofit organizations. Through the
Trust, agencies directly reimburse the state only for the claims
of their former employees, rather than subsidizing larger, for-profit
companies by paying the state unemployment insurance tax. Participating
agencies are only responsible for their own claims, and own
their individual account balance, on which they earn interest.
Most 501(c)(3) organizations benefit from participation in
UST, particularly organizations with 10 or more employees. UST
members save 50% off their unemployment taxes during their first
two years of participation in the Trust, and a typical member
continues to save approximately 30%.
Distinct advantages:
- In the first two years of participation, organizations
get a guaranteed discounted contribution rate
- All unemployment claims are audited - any claim without
merit is challenged
- Free annual training seminars on employment law are offered
to members
- Liability is not pooled - UST members pay only the claims
incurred by their former employees
UST has more than 2,100 members nationwide, representing the
full spectrum of nonprofits.
To dowload a request for a quote, click here.
To find out if your organization could benefit, call 1-888-249-4788,
e-mail info@chooseUST.org,
or visit http://www.chooseUST.org.
This product is available to both MANP member and non-member
nonprofit organizations.
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